Social Security Disability Insurance (SSDI)

Social Security disability is a social insurance program designed to protect disabled persons, the elderly, and survivors. Disability under Social Security is based on a person's ability or inability to perform work. People are considered disabled if they are unable to do the work they did before their disability and Social Security decides that they would be unable to adjust to other work due to their medical condition. A disability must also be expected to last for at least one year. To qualify for Social Security disability, the Social Security Administration will determine if you are disabled using the following four questions:

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  1. Are you presently working?
    • If you are currently employed and earning $1000 or more a month, you cannot generally be considered disabled.
  2. How severe is your condition?
    • To be considered disabled, your condition must interfere with basic work-related activities.
    • If your condition is on the list, you are considered disabled. If not, Social Security must evaluate whether your condition is of equal severity to those on the list.
  3. Can you do the work you did previously?
    • Your disability must interfere with your ability to do the work you did before your injury.
  4. Can you perform another type of work?
    • If you cannot perform the work you did before, Social Security will determine whether you are able to adjust to other work.

If you plan on applying for Social Security disability insurance, or if you have been wrongfully denied benefits, Rolnick and Netburn can help you understand your rights and obtain fair compensation.